Payment Method: On the next page, we kindly ask that you select the 'US bank account' option if possible. Using a credit card will result in our business incurring a third-party processing fee of approximately 3%. Client Cost: This payment process is completely free for you, the client, and only costs our business a very minimal amount for bank transfers. Disclosure: Dorothy Cole neither endorses nor discourages the use of any specific banks or financial institutions that may appear during the checkout process.